Article provided by: Royal Life Detox
A considerable you may face when seeking rehab treatment is paying for rehabilitation. Fortunately, paying for rehab at the best drug and alcohol rehabs in California is relatively manageable. You can still find ways to pay for treatment even if you do not have insurance or financial help from your family. The admission counselors in many rehab facilities in Southern California have seen people pay for rehab despite their difficult financial situation.
Options for Rehab Payment
For many people, paying for the top-rated rehab centers in SoCal is a significant investment. The total cost of treatment can make you confused about how to pay for rehab. However, the most important thing is to focus on your new life in sobriety, which will make the payment worthwhile. Nevertheless, people with limited or no income often worry when they need to seek rehab treatment.
Fortunately, people with limited or no income are eligible for low-cost rehab programs. They may also qualify for sliding scale programs and financing methods designed explicitly for rehab payment at the top drug and alcohol rehabs in CA.
One of the best resources for paying for the best addiction treatment services in Southern California is your health insurance. Many rehab facilities in the state accept insurance. One of the benefits of paying for rehab using insurance is it frees you from the trouble of finding alternative means of paying for rehab. Your rehab counselor will determine if your insurance provider covers inpatient, outpatient rehab, or both. However, the patient or his family needs to determine if the policy covers the specialty services he needs.
Financing and Credit
Look for financing programs that can help you pay for rehab. In addition, contact your rehab facility and ask for references to financing options they have used in the past. You can also search the Internet for some financing options.
Some rehab facilities offer in-house financing, which allows you to pay for rehab with affordable monthly installments. This option makes it easier for patients to work rehab payments into their monthly budgets.
Other financing options include secured and unsecured loans. Talk to your bank and inquire about flexible payment or low-interest options. Your rehab may refer you to financing companies they have a history with.
Affordable Care Act
This option allows people with a history of substance abuse treatment to apply for a healthcare policy without being penalized for their pre-existing health condition. Some of the health benefits included in ACA include drug and alcohol abuse treatment.
One of the promises of the ACA is requiring insurance providers to provide coverage for substance abuse. This means that people seeking treatment for substance abuse have an affordable way of paying for their treatment. ACA may cover 60 to 90 percent of the cost of rehab, depending on the plan.
Medicare and Medicaid
Federal and state healthcare programs are available for specific demographics. Some of the programs cover top addiction programs in San Diego
. However, the programs have varying requirements for eligibility. You qualify for Medicaid if you are:
- 65 years or older
- Under the age of 19
- Have limited income
- Pregnant or nursing
Other Options for paying for rehab include private funding, fundraising or crowdfunding, and selling valuable items. Please call Royal Life Detox: 877-732-6837 for recommendations on how to pay for rehab treatment.